The Programmable Settlement Layer for Global Finance
The Problem
The global payments system is structurally broken.
Not by accident — by design. Correspondent banking was built for paper ledgers and daily batch settlement. Blockchain alternatives added new attack surfaces without closing the compliance gaps.
Neither was built for institutions that need to move money at the speed of software, with the auditability of a bank.
FRAME was built from different assumptions.
The Solution
One Layer, Every Rail
Moving money globally means stitching together banks, FX providers, wallets, compliance systems — each with their own API, compliance posture, and operating hours.
FRAME unifies the stack into a single programmable settlement layer — one API for orchestration, identity, FX, and compliance across every rail.
Before — Fragmented Stack
After — Unified Layer
FRAME
Programmable Settlement Layer
Inside the Layer
Every settlement primitive, in one programmable surface.
Wallets & Custody
Identity-aware wallets with institutional-grade custody.
Multi-Rail Orchestration
Routes payments across stablecoin and traditional rails.
Protocol-Level FX
Currency conversion settled directly at the protocol layer.
Embedded Compliance & Identity
KYC/KYB and travel-rule compliance built into every transaction.
AI Treasury Automation
Agentic workflows for treasury operations and reconciliation.
Supported Rails
Networks, tokens, and fiat rails.
Networks
Tokens
Fiat Rails
“Most companies think they need a better rail. What they actually need is a universal settlement layer.”
How It Works
Your workflow. Your infrastructure. FRAME underneath.
One API between your existing workflows and FRAME's settlement layer. No new tools, no retraining, no rip-and-replace — FRAME slots beneath the systems your team already runs.
01
Originate from your ERP
Initiate payments directly from SAP, NetSuite, QuickBooks, or the ERP your finance team already runs. No new tools, no retraining — payments live where your workflows already are.
02
FRAME orchestrates the settlement
Routing logic selects between stablecoin and fiat rails based on cost, speed, and compliance — making the underlying complexity invisible to both sender and recipient.
03
Settlement in minutes
Predictable cost, no correspondent network delays, no intermediary FX spread. Funds clear in minutes, not days.
04
Reconciled automatically
AI agents handle treasury sweeps, liquidity positioning, and routing optimisation — with full auto-reconciliation back to your ledger.
Security & Architecture
Compliance is the settlement mechanism, not a bolt-on
Every transfer through FRAME requires a signed attestation before value moves. Compliance isn't a check that happens before a payment — it's the cryptographic precondition that makes settlement possible.
Pillar I
Sovereign by design
Root keys never leave AWS Nitro Enclaves — attested, isolated hardware that even FRAME's own operators cannot access. Custody guarantees are an architectural property, not a contractual commitment.
Pillar II
Verifiable by math, not by vendor
Every transaction hash is committed to a BLAKE3 Merkle chain and anchored on-chain at regular intervals. Any party can deterministically replay the chain and verify every state transition independently — no trust in FRAME required.
Pillar III
Controlled smart contract surface
$25–35B has been lost to smart-contract exploits because most blockchain infrastructure runs deployable business logic in untrusted code. FRAME inverts the assumption: limited deployable contract logic, with most rules protocol-level and permanent. The attack surface collapses by design.
This is the difference between compliance as a check and compliance as architecture.
Identity Layer
Identity-Aware Wallet Infrastructure
FRAME embeds identity directly into wallet infrastructure, enabling financial institutions to maintain control, authorization, and compliance at the protocol level. Identity-aware wallets ensure every transaction carries verified institutional context — from origination through settlement.
Cost, Timing & Capital
Move money when your business needs to, not when the network allows
Capital sits in transit. Spreads hide in the margins. Timing belongs to the counterparty network — not your business. FRAME inverts that relationship: settlement runs on your clock, at your cost basis.
Legacy Rails
Frame
Working Capital
3–5 days locked in transit
Funds available in minutes
Costs and Spreads
$25–50 per wire + 2–5% FX spread
Up to 90% lower; minimal FX overhead
Settlement Time
3–5 business days
Under 5 minutes
Settlement Timing
Banker hours, batch cutoffs
24/7, on-demand
Leadership Vision
Built by payments infrastructure veterans
Every payments infrastructure company treats compliance as a check you pass before value moves. We rebuilt it as the mechanism that makes settlement possible — a cryptographic precondition, not a post-hoc audit.
ALEXANDER TASKEY
CEO & FOUNDER
Off-chain intelligence. On-chain enforcement. Cross-chain compliance. That's the architecture institutional money movement actually needs — and it's what FRAME was built around from day one.
LLOYD MOORE
CTO
The best partnerships are built on alignment — not on contracts. What FRAME aligns isn't just operators and treasurers, but the assumptions underneath their entire payments stack.
NOAH HERMAN
CHIEF STRATEGY OFFICER
Leadership Team
ALEXANDER TASKEY
FOUNDER & CEO
2nd time founder. Exited Merchant Broker to AMCS Group (EQT owned). 20 years experience scaling B2B payments infrastructure globally.
LLOYD MOORE
CTO
Ex-Blockdaemon CTO. Scaled from 9–200 engineers, Seed to Series C, $3.52B valuation, processing $500B+ in digital asset transactions with zero security incidents. Ex-CTO at Valence, ex-Atom Bank. Ex-Royal Marines commando.
NOAH HERMAN
CHIEF STRATEGY OFFICER
Joins Frame as VP of Sales with over two decades of experience in traditional banking, finance, and payments as a business leader and blockchain and crypto asset domain expert. Most recently, he served as Chief Strategy Officer at Fortris Global and Director of Treasury Services at Circle.
MITCHELL SALIS
CFO
2x exited lending platforms to Schedule 1 Bank. CFA, MBA. 20+ years experience.
Get Started
Take Control of Your Payments Infrastructure
Harness the power of programmable settlement infrastructure to reduce payment costs, enable near-instant settlement, and orchestrate payment flows across domestic and international rails.
